/* ==========================================================================
   Masico Advisory — brand stylesheet
   Palette sourced directly from the Masico Advisory Company Profile deck
   and primary logo artwork.
   ========================================================================== */

:root {
  --navy: #041831;          /* primary brand navy (logo background) */
  --navy-2: #081931;        /* secondary navy, used for depth/gradients */
  --gold: #9B7C2D;          /* primary brand gold, sampled from the Masico Consulting logo */
  --gold-light: #B99A48;    /* lighter gold for hover / highlights */
  --gold-pale: #D9C3A5;     /* pale gold/cream for quiet backgrounds */
  --wine: #561B1F;          /* deep maroon accent — Strategy Consulting */
  --forest: #1C332C;        /* deep green accent — Legal Advisory */
  --ink: #1a1a1a;
  --slate: #4b5563;
  --line: #e3e0d8;
  --paper: #ffffff;
  --cream: #faf8f4;

  --font-display: 'Carlito', 'Montserrat', 'Candara', 'Calibri', 'Optima', 'Segoe UI', 'Century Gothic', sans-serif;
  --font-body: 'Carlito', 'Montserrat', 'Candara', 'Calibri', 'Optima', 'Segoe UI', 'Century Gothic', sans-serif;

  --container: 1180px;
}

/* ---------- Self-hosted fonts ----------
   Carlito is embedded first: it is a free, open-licence (SIL OFL 1.1) font,
   metric-compatible with Calibri and drawn from the same Microsoft ClearType
   design lineage as Candara, so every visitor sees identical type regardless
   of their OS/software. Montserrat (already used site-wide for Google Fonts
   fallback) is embedded second as a self-hosted variable font. Candara and
   the rest of the original stack remain as later fallbacks. */

@font-face {
  font-family: 'Carlito';
  src: url('fonts/Carlito-Regular.woff2') format('woff2'),
       url('fonts/Carlito-Regular.ttf') format('truetype');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Carlito';
  src: url('fonts/Carlito-Italic.woff2') format('woff2'),
       url('fonts/Carlito-Italic.ttf') format('truetype');
  font-weight: 400;
  font-style: italic;
  font-display: swap;
}
@font-face {
  font-family: 'Carlito';
  src: url('fonts/Carlito-Bold.woff2') format('woff2'),
       url('fonts/Carlito-Bold.ttf') format('truetype');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Carlito';
  src: url('fonts/Carlito-BoldItalic.woff2') format('woff2'),
       url('fonts/Carlito-BoldItalic.ttf') format('truetype');
  font-weight: 700;
  font-style: italic;
  font-display: swap;
}
@font-face {
  font-family: 'Montserrat';
  src: url('fonts/Montserrat-Variable.woff2') format('woff2-variations'),
       url('fonts/Montserrat-Variable.woff2') format('woff2');
  font-weight: 100 900;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Montserrat';
  src: url('fonts/Montserrat-Variable-Italic.woff2') format('woff2-variations'),
       url('fonts/Montserrat-Variable-Italic.woff2') format('woff2');
  font-weight: 100 900;
  font-style: italic;
  font-display: swap;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--ink);
  line-height: 1.7;
  background-color: var(--paper);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: inherit; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 2.5rem;
}

/* ---------- Typography ---------- */

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--navy);
  font-weight: 600;
  line-height: 1.2;
}

h1 { font-size: 3.1rem; letter-spacing: 0.015em; }
h2 { font-size: 2.1rem; margin-bottom: 1.1rem; letter-spacing: 0.01em; }
h3 { font-size: 1.3rem; margin-bottom: 0.6rem; }

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.9rem;
}

.section-head {
  max-width: 720px;
  margin: 0 auto 3rem;
  text-align: center;
}

.section-head.left { margin: 0 0 3rem; text-align: left; }

p { margin-bottom: 1rem; color: var(--slate); }

p:last-child { margin-bottom: 0; }

.lede {
  font-size: 1.18rem;
  color: #33414f;
}

/* ---------- Header / Navigation ---------- */

.site-header {
  background-color: var(--navy);
  position: relative;
  border-bottom: 1px solid rgba(150, 111, 23, 0.35);
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 108px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 1.1rem;
  text-decoration: none;
}

.brand img { height: 79px; width: 79px; }

.brand-text { display: flex; flex-direction: column; line-height: 1.15; }

.brand-text .name {
  font-family: var(--font-display);
  color: var(--gold);
  font-size: 1.86rem;
  font-weight: 300;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.brand-text .tagline {
  font-family: var(--font-body);
  color: #cfd6de;
  font-size: 0.63rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  margin-top: 0.15rem;
}

.main-nav ul {
  list-style: none;
  display: flex;
  gap: 2.4rem;
}

.main-nav a {
  color: #e7e9ec;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.92rem;
  letter-spacing: 0.02em;
  padding-bottom: 6px;
  border-bottom: 2px solid transparent;
  transition: color 0.25s, border-color 0.25s;
}

.main-nav a:hover,
.main-nav a.active {
  color: var(--gold-light);
  border-bottom-color: var(--gold);
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 32px;
  height: 32px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
}
.nav-toggle span {
  display: block;
  width: 100%;
  height: 2px;
  background-color: var(--paper);
  transition: transform 0.2s ease, opacity 0.2s ease;
}
.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ---------- Buttons ---------- */

.btn {
  display: inline-block;
  padding: 0.85rem 1.9rem;
  background-color: var(--gold);
  color: var(--navy);
  font-weight: 700;
  font-size: 0.88rem;
  letter-spacing: 0.03em;
  text-decoration: none;
  border-radius: 2px;
  border: 1px solid var(--gold);
  transition: background 0.25s, color 0.25s, border-color 0.25s;
}

.btn:hover { background-color: var(--gold-light); border-color: var(--gold-light); }

.btn-outline {
  background-color: transparent;
  color: var(--paper);
  border: 1px solid rgba(255,255,255,0.55);
}

.btn-outline:hover {
  background-color: rgba(255,255,255,0.12);
  border-color: var(--paper);
  color: var(--paper);
}

.btn-navy {
  background-color: var(--navy);
  color: var(--paper);
  border-color: var(--navy);
}

.btn-navy:hover { background-color: var(--navy-2); border-color: var(--navy-2); }

/* ---------- Hero (full-bleed photographic) ---------- */

.hero {
  position: relative;
  color: var(--paper);
  padding: 7rem 0 6rem;
  text-align: left;
  background-size: cover;
  background-position: center;
  overflow: hidden;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, rgba(4,24,49,0.94) 0%, rgba(4,24,49,0.82) 42%, rgba(4,24,49,0.45) 100%);
  z-index: 1;
}

.hero-home { background-image: url('images/hero-home.jpg'); }
.hero-services { background-image: url('images/hero-legal-advisory.jpg'); padding: 5.5rem 0 4.5rem; }
.hero-about { background-image: url('images/hero-corporate-finance.jpg'); padding: 5.5rem 0 4.5rem; }
.hero-careers { background-image: url('images/hero-home.jpg'); padding: 5.5rem 0 4.5rem; }
.hero-contact { background-image: url('images/hero-legal-advisory.jpg'); padding: 5.5rem 0 4.5rem; }
.hero-terms { background-color: var(--navy); padding: 4.5rem 0 3.5rem; }

.hero .container { position: relative; z-index: 2; max-width: 760px; }

.hero .eyebrow { color: var(--gold-light); }

.hero h1 { color: var(--paper); margin-bottom: 1.1rem; }

.hero .subtitle {
  font-size: 1.2rem;
  color: #e6e9ec;
  max-width: 620px;
  margin-bottom: 2.2rem;
}

.hero .cta-row { display: flex; gap: 1rem; }

.hero-about .mission-heading { font-size: 2.3rem; }

/* ---------- Sections ---------- */

.section { padding: 5.5rem 0; }
.section.tight { padding: 3.5rem 0; }
.section.bg-cream { background-color: var(--cream); }
.section.bg-navy {
  background: linear-gradient(125deg, var(--navy) 0%, var(--navy) 55%, var(--wine) 100%);
  color: var(--paper);
  border-top: 3px solid var(--gold);
  border-bottom: 3px solid var(--gold);
}
.section.bg-navy h2, .section.bg-navy h3 { color: var(--paper); }
.section.bg-navy p { color: #d7dce1; }
.section.border-top { border-top: 1px solid var(--line); }

/* ---------- Service overview cards (home page) ---------- */

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.service-card {
  background-color: var(--paper);
  border: 1px solid var(--line);
  padding: 2.4rem 2rem;
  transition: transform 0.25s, box-shadow 0.25s;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 32px rgba(4, 24, 49, 0.12);
}

.icon-tile {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.3rem;
}

.icon-tile svg { width: 28px; height: 28px; stroke: var(--paper); fill: none; }

.icon-tile.navy { background-color: var(--navy); }
.icon-tile.wine { background-color: var(--wine); }
.icon-tile.forest { background-color: var(--forest); }
.icon-tile.gold { background-color: var(--gold); }
.icon-tile.gold svg { stroke: var(--navy); }

.service-card h3 { font-size: 1.15rem; margin-bottom: 0.7rem; }
.service-card p { font-size: 0.95rem; margin-bottom: 1.2rem; }
.service-card a.card-link {
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  color: var(--navy);
  text-decoration: none;
  border-bottom: 1px solid var(--gold);
  padding-bottom: 2px;
}
.service-card a.card-link:hover { color: var(--gold); }

/* ---------- Detailed service list (services.html, PPT-style circle items) ---------- */

.service-list {
  column-count: 2;
  column-gap: 3.5rem;
}

.service-item {
  display: flex;
  gap: 1.1rem;
  break-inside: avoid;
  margin-bottom: 2.6rem;
}

.dot {
  flex-shrink: 0;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 0.15rem;
}

.dot svg { width: 20px; height: 20px; stroke: var(--paper); fill: none; }

.dot.navy { background-color: var(--navy); }
.dot.wine { background-color: var(--wine); }
.dot.forest { background-color: var(--forest); }

.service-item h3 { color: var(--navy); font-family: var(--font-body); font-weight: 700; font-size: 1.05rem; letter-spacing: 0.005em; margin-bottom: 0.4rem; }
.service-item p { font-size: 0.94rem; margin-bottom: 0.6rem; }
.service-item p:last-child { margin-bottom: 0; }
.service-item .fine-print { font-size: 0.82rem; font-style: italic; color: #7b8794; }

/* Category tag on each service item (financial/strategy vs legal) */
.tag {
  display: inline-block;
  font-size: 0.66rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.25rem 0.65rem;
  border-radius: 2px;
  color: var(--paper);
  margin-bottom: 0.55rem;
}
.tag.navy { background-color: var(--navy); }
.tag.wine { background-color: var(--wine); }
.tag.forest { background-color: var(--forest); }

/* Multiple discipline tags shown together on a service that spans more than one practice */
.tag-row { display: flex; flex-wrap: wrap; gap: 0.4rem; margin-bottom: 0.55rem; }
.tag-row .tag { margin-bottom: 0; }

/* Sub-sections within a service item breaking out the Corporate Finance / Strategy /
   Legal Advisory angle of that same service */
.discipline-block { margin-top: 1rem; padding-left: 0.9rem; border-left: 2px solid var(--line); }
.discipline-block:first-of-type { margin-top: 1.1rem; }
.discipline-label {
  display: block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 0.35rem;
}
.discipline-label.navy { color: var(--navy); }
.discipline-label.wine { color: var(--wine); }
.discipline-label.forest { color: var(--forest); }
.discipline-block.navy { border-left-color: var(--navy); }
.discipline-block.wine { border-left-color: var(--wine); }
.discipline-block.forest { border-left-color: var(--forest); }

/* Discipline sub-section that genuinely blends two practices (e.g. Corporate Finance & Strategy) */
.discipline-label.mixed { color: var(--navy); }
.discipline-block.mixed {
  border-left: none;
  border-width: 0 0 0 2px;
  border-style: solid;
  border-image: linear-gradient(180deg, var(--navy), var(--wine)) 1;
}

/* ---------- Values grid (about / home, PPT slide 4 style) ---------- */

.values-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

.value-block {
  padding: 2rem 2.2rem;
  color: var(--paper);
}

.value-block h3 { color: var(--paper); font-style: italic; }
.value-block p { color: rgba(255,255,255,0.88); font-size: 0.95rem; margin-bottom: 0; }

.value-block.navy { background-color: var(--navy); }
.value-block.wine { background-color: var(--wine); }
.value-block.forest { background-color: var(--forest); }
.value-block.gold { background-color: var(--gold); grid-column: span 2; }
.value-block.gold p, .value-block.gold h3 { color: var(--paper); }

/* ---------- About / leadership ---------- */

.leadership {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 3.5rem;
  align-items: start;
}

.leadership .portrait {
  border-radius: 2px;
  border: 1px solid var(--line);
}

.leadership .credentials { color: var(--slate); font-size: 0.92rem; margin-bottom: 0.3rem; }
.leadership .credentials.italic { font-style: italic; }

.experience-list { list-style: none; margin-top: 1rem; }
.experience-list li {
  position: relative;
  padding-left: 1.3rem;
  margin-bottom: 0.7rem;
  font-size: 0.95rem;
  color: var(--slate);
}
.experience-list li::before {
  content: "";
  position: absolute;
  left: 0; top: 0.55em;
  width: 7px; height: 7px;
  background-color: var(--gold);
}

/* ---------- Forms ---------- */

.form-note {
  font-size: 0.88rem;
  color: var(--slate);
  max-width: 560px;
  margin-top: -0.3rem;
  margin-bottom: 1.4rem;
}

form { max-width: 620px; }

form label {
  display: block;
  margin-bottom: 0.4rem;
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--navy);
}

form input, form textarea, form select {
  width: 100%;
  padding: 0.85rem 1rem;
  margin-bottom: 1.3rem;
  border: 1px solid #cfd3d8;
  border-radius: 2px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  background-color: var(--paper);
}

form input:focus, form textarea:focus {
  outline: none;
  border-color: var(--gold);
}

form button { border: none; cursor: pointer; }

.contact-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 4rem; }

/* ---------- Contact details ---------- */

.contact-details {
  border-left: 3px solid var(--gold);
  padding-left: 1.6rem;
}

.contact-details .row { margin-bottom: 0.9rem; font-size: 0.95rem; }
.contact-details .label { display: block; font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.2rem; }

/* ---------- Callout panel (careers) ---------- */

.callout-panel {
  background: linear-gradient(120deg, var(--navy) 0%, var(--wine) 100%);
  color: var(--paper);
  padding: 3.5rem;
  text-align: center;
}
.callout-panel h2 { color: var(--gold-light); margin-bottom: 0.8rem; }
.callout-panel p { color: #e9ecef; max-width: 560px; margin: 0 auto 1.8rem; }

/* ---------- Blockquote / disclaimer ---------- */

blockquote {
  border-left: 4px solid var(--gold);
  padding: 0.2rem 0 0.2rem 1.6rem;
  margin: 2rem 0;
  color: var(--slate);
  font-size: 0.95rem;
}

.legal-body p { font-size: 0.92rem; color: var(--slate); }
.legal-body h2 { font-size: 1.35rem; }

.toc {
  background-color: var(--cream);
  border: 1px solid var(--line);
  border-left: 3px solid var(--gold);
  padding: 1.8rem 2rem;
  margin-bottom: 1.6rem;
}
.toc ol { list-style: none; columns: 1; margin-top: 0.8rem; }
.toc li { margin-bottom: 0.55rem; font-size: 0.92rem; }
.toc a { color: var(--navy); text-decoration: none; font-weight: 600; }
.toc a:hover { color: var(--gold); }

/* ---------- Legal accordion ---------- */

.legal-toolbar {
  display: flex;
  justify-content: flex-end;
  gap: 0.7rem;
  margin-bottom: 1.4rem;
}
.legal-toolbar button {
  background: none;
  border: 1px solid var(--line);
  color: var(--navy);
  font-family: var(--font-body);
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.55rem 1.1rem;
  cursor: pointer;
  transition: border-color 0.15s ease, color 0.15s ease;
}
.legal-toolbar button:hover { border-color: var(--gold); color: var(--gold-light); }

.legal-section {
  border-bottom: 1px solid var(--line);
}
.legal-section:first-of-type { border-top: 1px solid var(--line); }

.legal-section summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.2rem;
  padding: 1.5rem 0;
}
.legal-section summary::-webkit-details-marker { display: none; }
.legal-section summary::marker { content: ""; }

.legal-section summary h2 {
  margin: 0;
  font-size: 1.08rem;
}

.legal-section .chevron {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  color: var(--gold);
  stroke: currentColor;
  transition: transform 0.2s ease;
}
.legal-section[open] > summary .chevron { transform: rotate(180deg); }

.legal-section-body { padding-bottom: 1.8rem; }
.legal-section-body h3 { font-size: 0.98rem; color: var(--navy); margin-top: 1.5rem; margin-bottom: 0.5rem; }
.legal-section-body h3:first-child { margin-top: 0; }
.legal-section-body ul { margin: 0.4rem 0 1rem 1.2rem; }
.legal-section-body li { font-size: 0.92rem; color: var(--slate); margin-bottom: 0.45rem; }

/* ---------- Footer ---------- */

.site-footer {
  background-color: var(--navy);
  color: rgba(255,255,255,0.85);
  padding-top: 4rem;
  border-top: 4px solid var(--gold);
  box-shadow: 0 -18px 28px -18px rgba(0,0,0,0.45) inset;
}

.footer-brand .brand img { height: 70px; width: 70px; }

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 0.8fr 0.8fr 1fr;
  gap: 2.5rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}

.footer-brand .brand { margin-bottom: 1rem; }
.footer-brand p { color: rgba(255,255,255,0.65); font-size: 0.9rem; max-width: 320px; }

.site-footer h4 {
  color: var(--gold-light);
  font-family: var(--font-body);
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 1.1rem;
}

.footer-nav ul, .footer-contact { list-style: none; }
.footer-nav li { margin-bottom: 0.6rem; }
.footer-nav a { color: rgba(255,255,255,0.78); text-decoration: none; font-size: 0.92rem; }
.footer-nav a:hover { color: var(--gold-light); }

.footer-contact li { color: rgba(255,255,255,0.78); font-size: 0.92rem; margin-bottom: 0.6rem; }
.footer-contact a { color: var(--gold); text-decoration: underline; text-decoration-color: var(--gold); text-underline-offset: 0.2em; }
.footer-contact a:hover { color: var(--gold-light); text-decoration-color: var(--gold-light); }

.disclaimer {
  background-color: var(--paper);
  color: var(--navy);
  padding: 2rem 2.2rem;
  margin: 2.5rem 0;
  border-radius: 2px;
  font-size: 0.78rem;
  line-height: 1.65;
  text-align: justify;
}

.disclaimer p { color: var(--navy); opacity: 0.85; margin-bottom: 0.9rem; font-size: 0.78rem; }
.disclaimer p a { color: var(--wine); font-weight: 600; }

.copyright {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding: 1.4rem 0;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  display: flex;
  justify-content: center;
}

.copyright a { color: rgba(255,255,255,0.5); text-decoration: none; }
.copyright a:hover { color: var(--gold-light); }

/* ==========================================================================
   Mobile (phones, <=767px). Tablets and desktops (768px+) keep the layout
   above untouched by default.
   ========================================================================== */
@media (max-width: 767px) {
  body { overflow-x: hidden; }

  .container { padding: 0 1.25rem; }

  h1 { font-size: 2rem; }
  h2 { font-size: 1.55rem; }
  h3 { font-size: 1.15rem; }

  .section { padding: 3.5rem 0; }
  .section.tight { padding: 2.5rem 0; }

  /* ---- Header / mobile nav ---- */
  .site-header .container { height: auto; padding: 0.9rem 1.25rem; position: relative; }
  .brand img { height: 56px; width: 56px; }
  .brand-text .name { font-size: 1.3rem; }
  .brand-text .tagline { font-size: 0.56rem; }

  .nav-toggle { display: flex; }

  .main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background-color: var(--navy);
    border-bottom: 3px solid var(--gold);
    z-index: 20;
  }
  .main-nav.open { display: block; }
  .main-nav ul { flex-direction: column; gap: 0; padding: 0.5rem 1.25rem 1.25rem; }
  .main-nav a {
    display: block;
    padding: 0.85rem 0;
    border-bottom: 1px solid rgba(255,255,255,0.1);
  }
  .main-nav li:last-child a { border-bottom: none; }

  /* ---- Hero ---- */
  .hero { padding: 3rem 0 2.5rem; }
  .hero-services, .hero-about, .hero-careers, .hero-contact { padding: 3rem 0 2.5rem; }
  .hero-terms { padding: 2.75rem 0 2.25rem; }
  .hero .container { max-width: 100%; }
  .hero h1 { font-size: 1.85rem; }
  .hero-about .mission-heading { font-size: 1.55rem; }
  .hero .subtitle { font-size: 1.02rem; }
  .hero .cta-row { flex-direction: column; align-items: stretch; }
  .hero .cta-row .btn, .hero .cta-row .btn-outline { text-align: center; }

  /* ---- Grids collapse to a single column ---- */
  .card-grid { grid-template-columns: 1fr; }
  .service-list { column-count: 1; }
  .values-grid { grid-template-columns: 1fr; }
  .value-block.gold { grid-column: span 1; }
  .leadership { grid-template-columns: 1fr; gap: 2rem; }
  .leadership .portrait { max-width: 220px; margin: 0 auto; }
  .contact-grid { grid-template-columns: 1fr; gap: 2.5rem; }

  /* ---- Footer ---- */
  .footer-grid { grid-template-columns: 1fr; gap: 2.2rem; padding-bottom: 2.2rem; }
  .footer-brand p { max-width: none; }
  .disclaimer { padding: 1.4rem 1.5rem; text-align: left; }

  /* ---- Legal pages ---- */
  .toc { padding: 1.4rem 1.5rem; }
  .legal-toolbar { justify-content: stretch; }
  .legal-toolbar button { flex: 1; }
  .legal-section summary { gap: 0.8rem; }

  /* ---- Forms / buttons: comfortable touch targets ---- */
  .btn, .btn-outline, .btn-navy { display: block; width: 100%; text-align: center; padding: 0.95rem 1.5rem; }
  form input, form textarea, form select { padding: 0.95rem 1rem; }
  .callout-panel { padding: 2.2rem 1.5rem; }
}